How to start investing in 2025

In 2025, it will be easier than ever for beginners to start investing using their smartphones. Thanks to digital apps, you don’t need to be a finance expert. Whether you want to save money, grow your wealth, or learn how investing works, these apps are easy to use and full of useful features.

Following are the 7 Best Investment Apps

1. Groww

Perfect for: Beginners in India who want to invest in mutual funds and stocks.

Features:

Very simple and easy-to-use app.
You can invest in mutual funds, stocks, fixed deposits, US stocks, and ETFs.
Has learning videos and articles for beginners.
No charges for opening or maintaining your account.

NOTE : GROWW makes investing easy, even if you’re new. Its clean design and simple explanations help you understand everything without confusion. You can manage all your investments in one place.

2. Zerodha Kite

Perfect for Beginners who want to directly invest in the stock market.

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Features :

India’s biggest and most popular low-cost stock broker.
App and website are easy to use but have powerful features.
No fees when you buy and hold shares (long – term investing).
Comes with Varsity, a free plaƞorm to learn everything about stocks.

NOTE : It’s perfect for beginners who are starting with mutual funds but want to slowly move into stocks. The app has low charges and gives you free tools to learn investing step-by-step.

3. INDmoney

Perfect For Beginners who want to invest in US shares and keep track of their money.

Features :

Gives you the facility to invest in US shares and Indian capital funds.
Gives smart suggestions using AI (artificial intelligence).
Helps you keep track of all your money in one app – like FD, loan, AIPF and credit card.
No additional fees or commissions for investment.

NOTE: Indian money is a private investment It is like a money manager. It teaches you to invest in one place and helps you keep an eye on everything – perfect for beginners.

4. UPstox

Perfect for: Beginners who want to start investing at a low cost.

Features :

Very low charges for buying and selling stocks.
Easy-to-use app, made for mobile users
Let’s you invest in mutual funds, IPOs, gold, and stocks.
Offers helpful guides and support for beginners.

NOTE : Upstox is a budget-friendly app that makes it easy for new investors to start. It’s simple to use and gives you everything you need to learn step by step.

5. ET Money

Perfect for Beginners who want to invest based on life goals like retirement, saving tax, or education.

Features :

No paperwork needed – everything is online.
Invest in direct mutual funds (which have no extra charges).
Gives smart suggestions to help you choose the right funds.
Let’s you set goals like retirement, tax saving, or child’s education.
Also helps you track spending and buy insurance.

NOTE : ET Money is like a smart money helper. It makes it easy to set your goals, invest for them, and manage your money, everything in one app.

6. Paytm Money

Perfect for Beginners who already use Paytm for payments or UPI.

Features :

Invest in mutual funds, stocks, and NPS at low cost.
App is simple and works well for regular Paytm users.
Easy to start SIP (Systematic Investment Plan).
Gives tips to help you save tax.

NOTE : If you already use Paytm, this app feels familiar and easy to use. It helps beginners invest step-by-step and manage everything in one place.

7. Kuvera

Perfect for Beginners who want to invest in mutual funds without paying any extra fees.

Features :

You can invest in direct mutual funds with zero commission.
Helps you plan for goals like retirement or saving for a house.
Gives smart suggestions to reduce tax.
Keeps your investment portfolio balanced.
You can also manage investments for your whole family in one app.

NOTE : Kuvera is great for people who want to grow their money long-term without paying extra charges. It’s simple, smart, and helps you stay on track.